What If I Don't Get My Title Back After Registering My Car

What is a title?

A Document of Title (MV-999) is the official proof of ownership for a machine, truck, motorcycle, motorboat, travel or utility trailer weighing ane,000 pounds or more than, or manufactured abode (mobile home). The title certificate is used to transfer ownership from ane person to another. The title besides lists any "lienholders" — those from whom the owner borrowed coin to purchase the vehicle or manufactured home. Information technology is wise to go on your title document in a condom identify. Don't keep it in the machine or carry information technology with you.

Which vehicles must exist titled?

New York State bug a Certificate of Title (MV-999) for:

most motor vehicles of model yr 1973 or newer;
motorboats, model yr 1987 or newer, that are 14 feet or longer; and,
manufactured homes, model yr 1995, or newer, that are 8 anxiety or more in width, or forty feet or more in length, or cover at to the lowest degree 320 square feet when erected on site.

New York Land does not issue a championship certificate for any motor vehicle of model year 1972 or older, travel or utility trailer that weighs less than i,000 pounds, or limited used motorcycle (including a moped).

What'southward the difference between a title and a registration?

For most owners, a championship certificate proves buying of a machine, truck, motorcycle, motorboat, or manufactured dwelling house. The title is used to transfer it to another owner.

A registration allows a driver to operate a motor vehicle on a public route, or a motorboat on a public waterway. Manufactured homes are not registered.

A transferable registration is issued for a 1972 or older motor vehicle, or a 1986 or older motorboat. The transferable portion proves buying, and is used to sell or give ownership to another person. The registration portion allows the vehicle to be operated on a public road, or a motorboat on a public waterway.

How do I obtain a championship?

Most frequently, you automatically apply for a Certificate of Title when you first annals your motor vehicle or motorboat. Use the grade Vehicle Registration/Title Application (PDF) (MV-82), available at whatever motor vehicle office, past request from a DMV Phone call Eye or by download from the DMV internet site. You must pay the registration and license plate fees, any appropriate sales tax, and the fee for a title document $50.00. The aforementioned procedure is followed by a dealership that handles your registration and championship awarding. The dealership will effect yous a temporary registration.

You will receive your permanent registration, and license plates if requested, when the Department of Motor Vehicles accepts your application. However, New York State title certificates are not issued over the counter. Land law requires the DMV to post a championship certificate to the possessor, later carefully examining and verifying the proof of buying submitted with the application. As a result, the title application process may take several weeks to complete.

If yous exercise not receive your title certificate by post inside ninety days after y'all apply, contact a DMV Telephone call Center. Your registration receipt can help verify your vehicle'due south plate number, brand, year and vehicle identification number (VIN).

When you receive your title, cheque to run into whether the information it contains about your vehicle is correct and agrees with the information on the vehicle registration certificate. If the title is wrong, contact the DMV Call Centre and ask about obtaining an amended title. If both the registration and title are incorrect, bring them to a motor vehicle office.

How do I obtain a title if I don't desire a registration?

This is known as a title but transaction. Fill out a Vehicle Registration/Championship Awarding (PDF) (MV-82) or Application for Title (PDF) (MV-82TON), available at whatsoever motor vehicle office. It is also available by request from a DMV Telephone call Heart or from the DMV Internet Office.

When applying merely for a title document, y'all must pay the sales revenue enhancement at a motor vehicle office. Bring your proof of ownership and proof of purchase price. The most commonly accepted proof of buy cost is an Statement of Transaction- Sale or Souvenir of Motor Vehicle, Trailer, All-Terrain Vehicle (ATV), Vessel (Boat), or Snowmobile (PDF) (at NY State Department of Tax and Finance) (DTF-802), available at any motor vehicle part or by from the DMV Cyberspace Function. Both the seller and the buyer must complete the Affidavit of Sale/Argument. Attach your receipt for sales revenue enhancement payment (FS-6T) to your Vehicle Registration/Title Application. Exercise not send sales tax payments to the Title Bureau.

To apply for a title-merely because of a lease-buyout, or for a vehicle you will register under the DMV International Registration Program, yous may submit a Vehicle Registration/Title Awarding to any motor vehicle office.

For all other title-only transactions, yous must mail the following documents to: The DMV Title Bureau, NYS Department of Motor Vehicles, TITLE ONLY, six Empire State Plaza, Albany, NY 12228-0322.

The "Vehicle Registration/Title Application"
Proof of ownership (including whatever applicable lien release)
Proof of sales tax payment (Retail Certificate of Auction) [MV-fifty] or a receipt for sales tax payment [FS-6T]
A salvage branding disclosure for vehicles viii model years or newer
The title certificate fee of $50.00 (the title fee for a Manufactured Home is $125) past check or money order, payable to the Commissioner of Motor Vehicles.

What vehicles must be titled prior to registration?

Every vehicle purchased with a Garageman Lien as proof of ownership or any vehicle discipline to the DMV Salvage Vehicle Plan must receive first be titled before it will be allowed to exist registered.

An applicant post-obit the Garageman Lien procedure must present ownership documentation that includes a Observe of Lien and Sale (PDF) (MV-901A) and a Garageman Affirmation and Bill of Sale (PDF) (MV-901B). An applicant in the Salvage Vehicle programme must nowadays a Salve Certificate (MV-907A) and anSalvage Exam/Title Application (PDF) (MV-83SAL). For boosted information, if needed, contact the DMV Title Services Bureau, telephone (518) 486-4714. The phone service is available on weekdays, except Wednesdays and state holidays, between the hours of 9 a.thou. and four p.k.

What proof of ownership will DMV take?

When you lot apply for an original title certificate, y'all must provide proof buying signed over to you, proof of sales tax payment, and proof of identity.

For a purchase made from a New York State registered dealer, the proof of buying is a Manufacturer's Certificate of Origin (MCO) or the vehicle's Certificate of Championship (MV-999), plus the dealer'due south Document of Auction (MV-50).

For a casual auction, that is if you fabricated your buy from an individual or a business organisation that is non a registered dealership, the buying proof is a transferred Document of Title. If your purchase does non qualify for a title certificate, the ownership proof is a transferable registration signed over to yous.

**Proofs of ownership**
VEHICLE TYPE	SOURCE	PROOF OF OWNERSHIP*
New Car	NYS Dealer	Manufacturer's Certificate of Origin (MCO) plus dealer'due south Certificate of Auction (MV-50)
New Automobile	Out-of-State Dealer	MCO, plus dealer's bill of sale, invoice, etc.
Used Car	NYS Dealer	Dealer's Certificate of Sale (MV-50) plus prior owner's championship certificate signed over to dealer.
Used Car	Out-of-State Dealer	Dealer's pecker of auction, invoice, etc., plus prior owner'southward out-of-state title certificate signed over to you or in your name.**
Used Car	Private Sale	Prior owner's title certificate signed over to you lot.

* If the listed proofs of ownership are not bachelor, contact a DMV Call Center or a motor vehicle officeearlier you make your purchase. Without proper proof of ownership, y'all will not be issued a New York StateCertificate of Title, and you may not exist immune to register your vehicle.

** You lot may register a vehicle, only not receive a NYSCertificate of Title, if your vehicle'south original title certificate that was issued outside New York State is held past a lienholder. To annals, yourApplication for Registration/Title(MV-82) must include a certified photocopy of the out-of-state title certificate in your name, or written verification from the out-of-state motor vehicle title authority that you are the vehicle possessor and that the other state authority had sent the original title to the lienholder.

If you own the vehicle but do not accept the certified photocopy or the written verification, it may be registered if you nowadays an out-of-state registration certificate issued in your name. After the lien is satisfied, you volition receive the original out-of-state title certificate from the lienholder. To apply for a original NYSCertificate of Title, you must mail to the DMV Championship Bureau: the discover of lien satisfaction, the original out-of-state issued title certificate, and a letter explaining your circumstances.

What if I demand a duplicate title or if my title is lost or stolen?

A indistinguishable title is needed if your championship document has been damaged, lost or stolen. You may utilize online or at whatsoever motor vehicle office for a duplicate title with no change of address.

If you apply at an function, submit an Application For Indistinguishable Certificate Of Championship (PDF) (MV-902), and provide proof of your identity and current accost. The fee is $20.00. Your duplicate championship will be processed inside 72 hours after your application is accustomed and will be promptly mailed to y'all.

You lot also may post your application to the DMV Title Bureau, with photocopies of your proofs of identity and address and the $20.00 fee by check or money order, payable to the Commissioner of Motor Vehicles.

If you lot mail the application, please let added fourth dimension for postal commitment to the DMV.

Delight notation: Every bit soon as a duplicate title has been processed, the original title and any prior duplicates are no longer valid and may not be used to transfer your vehicle.

What is a lien, and how is it recorded on my title?

A "lien" means that someone other than the possessor has a security interest in your motor vehicle, motorboat, or manufactured dwelling. This commonly is the depository financial institution or finance company that loaned you money to pay for its purchase. The lienholder is listed on the title certificate and on the DMV figurer records. The lienholder or dealership will complete forms and pay a fee to have the DMV record the lien on your title. Equally the new owner, you probably will non exist involved in filing the lien. The lender cannot charge you the recording fee.

A lien recorded on an out-of-country championship will automatically be printed on a New York title document unless your New York championship awarding includes proof that the loan has been paid in full.

If a lienholder unknown to you is listed on your title document, contact a DMV Call Eye.

What if a lienholder has the original out-of-state title?

Unless the lien is satisfied, yous can receive a New York registration but not a Certificate of Championship. To register, obtain a certified photocopy of the title, or written verification from the other state's motor vehicle championship authority that you are the owner, and a alphabetic character from the lienholder authorizing you lot to register the car in New York. To receive a New York Land title document later the lien is satisfied, yous must mail the out-of-state championship, the proof of lien satisfaction, and a alphabetic character of caption to the Championship Agency.

How do I remove a lien from my NY title and get a "clear" title?

When you have paid your loan in full, the lienholder must promptly send y'all a proof of lien satisfaction chosen a "lien release." This is normally a Observe of Recorded Lien (MV-901), marked and endorsed by the lender proving payment. It might also be a letter on the lender's stationery identifying the borrower's proper name, the vehicle past brand, yr and vehicle identification number, certifying the engagement of full payment and release of the security interest, and signed past an officer of the lending establishment. Go along this lien release. You volition demand to requite information technology to a buyer, along with your championship certificate, when y'all transfer ownership. The DMV will take only the signed, original release.

Y'all also may request the DMV Title Bureau to remove the lien from your New York Country issued title by mailing the original lien release form or letter, the original title certificate, and a cheque or money society for $20 payable to the Commissioner of Motor Vehicles. Photocopies are not accepted.

If your address has inverse since the championship was issued, send proof of your current accost (examples: a photocopy of your electric current registration, driver license, or utility bill). A new title certificate that does not bespeak the lien will be promptly processed and mailed to you.

PLEASE Notation: You are not required to obtain a articulate title after the lien has been satisfied. Keep the original lien release, attach information technology to your title and give it to the vehicle purchaser when you transfer ownership.

How exercise I transfer a title?

You cannot transfer a championship certificate to a new possessor if the reverse side of the title is already signed over to yous. You showtime must obtain a championship in your own proper name, then transfer information technology to the new owner.

The DMV will not accept titles with cross-outs, alterations or erasures of whatsoever kind. Every bit seller, you must complete the "Transfer past Owner" section on the back of the championship. Practice non write on or marking the front. Practise not fill up in any information until y'all actually make the transfer to the new owner. If you change or correct whatever data, including signatures or addresses, the championship will not be valid. If the title is voided, even if past fault, you must obtain a indistinguishable title (meet above What If I Need A Indistinguishable Title or My Title Is Lost Or Stolen?) before you can transfer ownership.

For motor vehicles manufactured in or later the 2011 model year that are xx model years onetime or newer, the seller must complete the odometer disclosure statement on the dorsum of the title certificate. For vehicles manufactured in or before model twelvemonth 2010 or a motor vehicle manufactured in or afterward the 2011 model twelvemonth that is older than 20 model years, odometer disclosure is non required.

The Damage Disclosure Statement on the back of the NYS championship certificate must exist completed for all vehicles regardless of the vehicle's age.

And so, in the title certificate transfer portion, conspicuously print the seller'due south name and accost, the heir-apparent'southward proper noun and accost, and the date of transfer. As seller, when y'all sign on the line for "Seller'south Signature," the vehicle will immediately vest to the new owner.

The new possessor cannot legally bulldoze the vehicle earlier obtaining new license plates and a new registration, or transfer them from another registered vehicle.

Tip: Before you consummate the auction, take your license plates off the vehicle, and remove your registration sticker from the windshield. Unless you transfer the plates to another vehicle, turn them in at a DMV office as soon as possible. If you lot fail to properly dispose of the plates and sticker, yous may be charged with traffic or parking violations that practise non belong to you.

What is a motor vehicle "branding"?

A motor vehicle branding is a written notice that a motor vehicle previously either: did non arrange to its warranty; had been rebuilt following impairment in excess of 75% of its retail value at the time of loss; originally entered New York State under a branded out-of-state title; had non been manufactured to U.S. standards; has been reconstructed; or is non equipped with a tamper-resistant odometer.

A dealer must inform a client, in writing, if a branded vehicle is beingness shown or sold. This may be a observe placed on the dealer'due south pecker of sale or handed to the client. The branding also may exist a printed detect on the front of the title.

Read the DMV publication Allow the Buyer Be Aware, Buying a New or Used Car (C-18) for helpful information nigh brands on titles and what they hateful. If you are considering a vehicle that has a title with any note you do not understand, contact a DMV Call Center for data before you buy the vehicle.

What should I do if I'k the buyer?

Carefully examine the electric current owner's Certificate of Championship (MV-999) before you purchase. Be sure the data is correct, and that the title certificate identifies the motor vehicle, motorboat, or manufactured dwelling house being sold. Compare the vehicle identification number (VIN) on the title with the bodily VIN.

A motorboat's VIN is located on its hull, and a manufactured home'south VIN is stamped on its chassis. A motor vehicle's VIN is unremarkably located on the driver's side dashboard, nigh the windshield:

For a motor vehicle manufactured in or after the 2011 model year that is twenty model years old or newer, be certain the odometer reading, your name and accost as buyer, and the date are printed conspicuously in the spaces provided under "TRANSFER Past OWNER" on the contrary of the title. If the odometer reading is non available on the title, yous must obtain a completed Odometer And Damage Disclosure Statement (PDF) (MV-103) from the seller. Sign equally indicated on the advisable identify on the title certificate or on the MV-103 to admit you have seen the reported mileage.

For a motor vehicle 8 years quondam or newer, be sure the seller has completed the appropriate damage disclosure argument. This statement indicates whether or non the vehicle'southward new championship certificate should exist branded "Rebuilt Salvage." The damage disclosure argument is printed on the reverse of title certificates issued starting time 1994. If an older version of the title is used, the seller must give you a completed Odometer And Disclosure Statement (MV-103), available at any motor vehicle office. It is likewise bachelor from a DMV Call Eye or from the DMV Cyberspace Part.

If the seller indicates the vehicle has been damaged to the extent that the cost of repairs would be in excess of 75 percent of the retail value of the vehicle at the time of loss, the vehicle cannot be registered. It must undergo a salvage vehicle test by DMV. Afterwards the vehicle passes the exam, the DMV will issue a branded championship.

Delight NOTE: If the vehicle is 8 model years quondam or newer, the DMV volition NOT register your motor vehicle or result you a new title certificate unless the seller has completed, and yous have signed, the harm disclosure statement on the reverse of the vehicle'south Certificate of Title (MV-999) or attached a completed damage disclosure on an Odometer And Damage Disclosure Statement (MV-103).

Of import: THE DMV MUST EXAMINE EVERY VEHICLE IDENTIFIED "REBUILT SALVAGE" FOR STOLEN PARTSEarlier THE VEHICLE CAN Exist REGISTERED OR TITLED.For more information, contact a DMV Call Heart.

Be certain the person named on the front of the title is the person actually transferring it. Do non accept a title with anything altered, crossed-out, written-over or erased.

If a lienholder is listed on the front of the title, be sure the seller gives you the original proof of lien release earlier you complete the purchase. Otherwise, you may become responsible for the lien, and your purchase could be repossessed for non-payment.

As the new owner, you volition demand proof of the purchase price for sales tax purposes -- have the seller fill up out the appropriate NYS vehicle sales tax grade, most oft the "Affidavit of Sale/Argument of Transaction" (DTF-802) bachelor at whatever motor vehicle office, by request from a DMV Call Centre or from the DMV Net Office. Bring the completed course when you apply for registration and championship.

And then have the seller sign first and last name in full on the line marked "Seller'due south Signature." The purchase now belongs to you.

Title Bureau
NYS DMV
PO Box 2750
Albany, NY 12220-0750

NEW YORK STATE DEPARTMENT OF MOTOR VEHICLES
Marking J. F. Schroeder,Commissioner

C-xix (1/21) Edited for the Cyberspace 1/21.

Return to DMV Publications

Source: https://dmv.ny.gov/brochure/information-and-instructions-about-your-certificate-title

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